Funding Solutions

Straightforward business capital, structured for how your business actually works.

Our Products

Capital That Fits Your Business

Most Popular

Working Capital Loans

Working capital is the fuel that keeps a business running. Whether you're covering a seasonal dip in revenue, accelerating a growth opportunity, managing payroll during a slow quarter, or investing in inventory before a busy season — Teplani LLC provides fast, structured working capital built around your business cycle.

Unlike traditional bank loans that require years of audited financials and extensive collateral, our working capital solutions are evaluated on the strength of your actual business performance. We look at real revenue, real history, and real potential.

  • Funding amounts from $10,000 to $500,000+
  • Flexible repayment structures
  • Decisions in 24–48 hours
  • No prepayment penalties
  • Minimal documentation requirements
  • Funds deployed within days of approval
Flexible Payments

Revenue-Based Financing

Revenue-based financing is capital that breathes with your business. Instead of fixed monthly payments that strain cash flow during slow periods, repayments are structured as a percentage of your business revenue. When you earn more, you pay more. When revenue dips, your payment does too.

This model is particularly well-suited for businesses with variable or seasonal revenue patterns — restaurants, retail, contractors, and service businesses who need capital but can't absorb the rigidity of fixed-payment structures during slower cycles.

  • Payments scale with revenue
  • No fixed monthly minimums
  • Ideal for seasonal businesses
  • Simple factor-based pricing
  • No equity given up
  • Renew as you pay down
Long-Term Growth

Business Term Loans

For planned investments with predictable ROI — equipment purchases, facility improvements, hiring campaigns, or strategic expansion — a structured business term loan provides the capital certainty you need to plan ahead. Fixed repayment schedules make budgeting straightforward.

Our term loan products are designed for businesses that have a clear use of funds and a demonstrated ability to service the debt from ongoing operations. We work with you to structure terms that align with the expected return on your investment.

  • Fixed payment schedules
  • Multi-month term structures
  • Larger funding amounts available
  • Ideal for equipment & expansion
  • Competitive factor rates
  • No broker or origination fees

Who Qualifies

Basic Eligibility Guidelines

We evaluate each business individually. These are general guidelines — many businesses that don't meet every criterion still qualify for funding.

Time in BusinessMinimum 6 months in operation preferred; newer businesses considered case-by-case
Monthly RevenueGenerally $10,000+ in monthly gross revenue; lower amounts may qualify for smaller facilities
Business LocationRegistered business operating in the United States; New York businesses encouraged to apply
DocumentationRecent bank statements (3–6 months); business formation documents; government-issued ID

Industries We Serve

We Fund Real Businesses

Restaurants
Construction
Retail
Trucking
Healthcare
Beauty & Salon
Auto Services
Tech Services
Education
Real Estate Ops
Dental & Medical
And More

Ready to Apply?

Contact us today to discuss your funding needs. No obligation — just a straight conversation about what we can do for your business.

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